Medium and small businesses encounters the problem that capital has not enough to meet the need via regular meeting in manage, how to do? Appeal at bank may not practicable, because the doorsill of the bank is opposite taller. And if find hock travel, capital problem is solved easily much.

The regular meeting of deal encounters this kind of situation, in be being managed temporarily capital has not enough to meet the need, suffer from financing does not have the door, lost the inning of investment, cause pecuniary loss even. Be badly in need of capital how doing? Be afraid a lot of people can think of a bank for a short while. Can think again carefully, right individual and medium and small businesses, industrial and commercial door for, the threshold of the bank is too high, and the bank of a lot of mark does not accept pledge, wait like a batch of dress, a few specific machine facility. Under photograph comparing, the financing channel that hock can yet be regarded as facilitates.

A small proprietor of an enterprise that pursues building materials trade tells a reporter, the company just established half an year much, went around this city almost for financing all banks, but because he is the cause of small company,finally is, by close the door on. And bank group public figure also has difficulties that one is reluctant to mention: "Love ill will deficient is rich also be the thing that the bank does not have method, although medium and small businesses has financing demand, but loan risk is big, controallable the gender is small, after how you know he takes loan, went. " a personage that responsible bank borrows money says helplessly. And understand according to the reporter, although at present the bank has the loan idea that publishs technically for financing of medium and small businesses, the article that also flows at policy face mostly is much, specific the way that can operate actually is little.

"I bought vehicle of a big house to run this year carry, east move collect lent 150 thousand yuan of money to the person of the same trade on the west, can arrive deadline because temporarily capital have enough to meet need comes nevertheless, still do not go up money, this can let me make anxious. It is too difficult to borrow money from the bank, go later via friend introduction, one cruel-hearted leave brand-new big house car in hock travel, took many yuan of 10 money that should come that day, have enough to meet need many days 10 I car atone for come back. " the Zhang Peixin that does passenger transport business speaks of hock, praise was full of in his word.

New like Zhangpei such individual and industrial and commercial door have a lot of, plus a few medium and small businesses, the main client that made hock travel group, go in Shanghai hock, they occupy the 90% above of hock travel total client. Go in hock, can wait for asset with the unused goods and materials in the hand, equipment, workshop, detain takes certain fund, in throwing production to manage next, checkmate content becomes vivid fund, the time that uses financing is wrong, obtain economic benefits. Be badly in need of to those especially small for the enterprise of capital and individual, hock can go to the lavatory than the bank all right many.
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